Friday, October 18, 2019

PNC Financial Delivers A Low-Drama Quarter

I didn't think PNC Financial (PNC) was all that cheap coming out of second-quarter earnings, but I thought a relatively better outlook for stable, positive performance from this well-respected bank could give an edge to the shares. The shares have outperformed the sector by a small margin since then (by around 1% to 2%), and PNC's low-drama third quarter should be reassuring for investors.

Despite a less-favorable (at the moment) skew toward commercial lending, PNC has a good set of fee-generating businesses, credibility on cost leverage improvement, and organic growth opportunities as the bank continues to target new markets for its middle-market lending operation (Boston, Phoenix, Portland, and Seattle). Valuation is just "okay", with prospective long-term annualized returns in the high single digits to low double digits, but an okay price for an above-average bank isn't a bad trade-off for long-term investors.

Read the full article here:
PNC Financial Delivers A Low-Drama Quarter

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