Thursday, January 17, 2013

Seeking Alpha: Will PNC Financial's Potential For Improvement Translate Into Real Value?

Even though they rarely get them nowadays, investors want clean reports from banks and PNC Financial's (PNC) inability to deliver them has turned into an issue when it comes to the stock's multiples and valuation. Where investors understand that Bank of America (BAC) still has a big mess to clean up and generally believe U.S. Bancorp (USB) management when they call an item "one time," PNC has put investors through something more like "death by paper cuts."

The good news for the PNC bulls is that this company's credit profile is in generally good shape and commercial loan growth has been strong. On the bearish side, though, is persistent spread pressure, increasing competition, and incrementally more doubt about the company's long-term return on equity potential.

Continue reading here:
Will PNC Financial's Potential For Improvement Translate Into Real Value?

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