Banking regulators seem to be trying to achieve a delicate balance
between a banking system that is too consolidated among a small group of
giant institutions ("too big to fail") and a system that is too
fragmented to run efficiently and provide high levels of service. While I
believe that regulators will be loath to let the top 10 (or perhaps the
top 20) banks get much larger, I also believe they'd like to see even
more competition coming from the next tier. To that end, Sandy Spring
Bancorp (SASR) could have an interesting future in the Mid-Atlantic region as either a growth-by-M&A story or as a target itself.
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For Sandy Spring Bancorp, It Looks Like Buy Or Be Bought
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